Axis Bank Net Profit Dips to Rs 7,489 Crore | Axis Bank’s profit decreased by 1.62% in the fourth quarter: Earnings increased by 5.60% to ₹ 39,958 crore on an annual basis, ₹ 1 per share will divide the bank

From January to March 2025, Axis Bank earned a total of ₹ 39,958 crore. Out of this earnings, the bank spent Rs 28,512 crore in works like salary, electricity bill, deposit.

After this, the bank survived as a profit of Rs 7,489 crore. The bank made a profit of Rs 7,613 crore in the same period of a year ago. The annual base is 1.62% decreased.

Are the results better than expected?

The bank’s profits may have decreased compared to January-March last year. But in the fourth quarter of FY 2024-25, the bank’s profit has been better than the expectation of market analysts i.e. the bank has done better this time.

What for the common man in the results?

The bank has announced a dividend of Rs 1 per share for its shareholders. Companies give some part of their profits to their shareholders, it is called dividend or dividend.

What is a non -performing asset or NPA?

When a person or institution does not take a loan from a bank and returns it, it is called a bad loan or non -performing asset or NPA. That is, the hope of recovery of these loans is very low. As a result, banks’ money sinks and the bank goes into losses.

According to the rules of the Reserve Bank of India (RBI), if the installment of a bank loan is not paid for 90 days i.e. for three months, then that loan is declared NPA. In the case of other financial institutions, this limit is 120 days. Banks have to do this to clear the book.

How was the share performance in the last one year?

Before the result, Axis Bank’s stock climbed 0.13% to close at Rs 1,208. Axis Bank shares have given positive returns of 10% in the last one month, 4% in 6 months and 14% in a year. The bank’s stock has climbed 13% from this year i.e. January 1 till now.

Axis Bank more than 4,900 branches in the country

Axis Bank provides banking and financial survival. The Government of India and Unit Trust of India established this bank in 1993 as UTI Bank. Its head quarter is in Mumbai.

The bank’s managing director and Chief Executive Officer (CEO) is Amitabh Chaudhary. Axis Bank has more than 4,900 branches and more than 15,000 ATMs in the country.